Letter of demand, Ridgeline Landscapes to Coastal Fitouts, $6,840

Letter of demand template that can go straight to the tribunal

A letter of demand is the last letter that is not a court form, and it works because it is specific: what is owed, for what, since when, and what happens on day fifteen. This one itemises two invoices, lists the reminders already sent, gives fourteen days and names the court and the amounts that will be claimed.

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Ridgeline Landscapes
ABN 63 481 227 095 · 8 Forresters Road, Erina NSW 2250 · accounts@ridgeline.example

22 September 2026
Sent by email and post
Coastal Fitouts Pty Ltd, 4/18 Bonnal Road, Erina NSW 2250
Attention: Dean Carmody, Director

This letter is written openly
It is not marked without prejudice, because a letter of demand is meant to be shown to the court if a claim is filed.
Letter of demand: outstanding amount of $6,840.00
1
The debt
Coastal Fitouts Pty Ltd owes Ridgeline Landscapes the following amounts, unpaid as at the date of this letter:
Invoice
Date
Due
Amount
Days overdue
INV-2231
12 June 2026
12 July 2026
$4,290.00
72
INV-2258
3 July 2026
2 August 2026
$2,550.00
51
Total
$6,840.00
2
The work
The invoices are for landscaping works completed at the Terrigal site under the quote you accepted on 28 May 2026, with the sign off sheet dated 10 June 2026.
3
What has already been sent
This is not the first notice of the debt. The account history is:
Statement of account sent 1 August 2026
Reminder sent 15 August 2026
Phone call 29 August 2026, with your promise to pay by 5 September
Final notice sent 8 September 2026
4
Demand
Pay $6,840.00 within 14 days of the date of this letter, that is by 6 October 2026, to the account below.
5
If payment is not received
We will file a claim in the Small Claims Division of the NSW Local Court for the amount owed, plus interest at the prescribed rate from each due date and the filing fee, without further notice to you.
A judgment follows the company
A court judgment may be recorded against the company and may affect its credit record.
6
Interest and costs
The quote terms provide for interest at 8 percent a year on overdue amounts, which is $96.22 calculated to 22 September. The court filing fee for a company claim of this size is currently $358. Both are added to any claim.
7
To resolve it
Pay in full by 6 October, or contact me by 1 October 2026 to propose a payment plan in writing. Any plan must clear the debt by 30 November 2026.
Item
Detail
Account name
Ridgeline Landscapes Pty Ltd
BSB
032 517
Account number
44 2189 07
Reference
INV-2231

Yours faithfully,
Tom Reid, Director, Ridgeline Landscapes
This letter is not a court document.

Section by section

What each section is for, so you can keep the ones you need and drop the rest.

Letterhead and addressee
Ridgeline Landscapes ledger letterhead with ABN, dated 22 September 2026, to the director by name.
Openness callout
Why the letter is not marked without prejudice.
Subject
Letter of demand: outstanding amount of $6,840.00.
1. The debt
Two invoices as a table with amounts and days overdue, totalling $6,840.00.
2. The work
The Terrigal works, the quote accepted 28 May, the sign off sheet of 10 June.
3. What has already been sent
Statement, reminder, phone call with a promise, final notice, all dated.
4. Demand
$6,840.00 within 14 days, by 6 October 2026, to the account below.
5. If payment is not received
A claim in the NSW Local Court Small Claims Division, plus a credit record callout.
6. Interest and costs
8 percent under the quote terms, $96.22 to date, and the $358 filing fee.
7. To resolve it
Pay in full, or a written payment plan by 1 October clearing the debt by 30 November.
Payment details and sign off
Account details for payment, then the director's sign off.

Clauses in this document

What happens next: small claims by state

If day fifteen arrives without payment, the claim goes to the small claims forum for your state. In New South Wales that is the Local Court sitting in its Small Claims Division, which hears claims up to $20,000 informally, with filing fees of $179 for an individual and $358 for a corporation. In Queensland, minor debt claims go to QCAT; in Victoria, to the Magistrates' Court; in Western Australia, to the Magistrates Court's minor case procedure. Limits and fees differ by state and change over time, so check the court's own fees page before you promise a number in writing.

How to adapt this document

For a consumer owed a refund, the debt table becomes one row, the purchase, and section 2 cites the consumer guarantee that was not met, with the consumer tribunal named as the forum. For a landlord owed rent beyond the bond, the table lists the unpaid weeks, section 2 cites the lease, and the forum is the tenancy tribunal. For a building contractor chasing progress payments, a payment claim under your state's security of payment legislation is usually the sharper tool, because it starts a statutory clock. Whatever the debt, keep the skeleton: itemise, show the history, set a date, name the forum.

What makes this document work

Days overdue is the column nobody can argue with

The debt table shows 72 days against INV-2231 and 51 against INV-2258. An invoice amount can be disputed; the number of days since it fell due cannot. That count in its own right hand column makes the age of the debt the first thing the reader absorbs.

The history puts the 29 August promise on record

Section 3 lists a statement on 1 August, a reminder on 15 August, a phone call on 29 August with a promise to pay by 5 September, and a final notice on 8 September. The list proves this is not the first contact, and the dated broken promise is the detail a magistrate remembers.

The consequence names the court and the extras

Section 5 does not threaten legal action in the abstract. It names the Small Claims Division of the NSW Local Court and says the claim will add interest, $96.22 to 22 September under the quote's 8 percent terms, and the $358 filing fee. Naming the forum and the numbers turns a reminder into a demand.

Questions people ask

Do I need a lawyer to send a letter of demand?

No. A clear letter from the business, like this one signed by the director, is a proper letter of demand and is all a small claims court expects to see. A solicitor's letterhead adds cost and urgency; consider it for large debts or a debtor with lawyers of their own.

How long should I give them to pay?

Seven to fourteen days is the usual range, counted from the date of the letter. This one gives fourteen, converted into a calendar date, 6 October 2026, so the deadline cannot be argued about. Shorter looks aggressive to a court reading it later; longer just delays the claim.

Can I charge interest on an overdue invoice?

Only if your terms provided for it, or the court awards it at the prescribed rate with judgment. This letter can claim 8 percent because the accepted quote said so, and it shows the calculation, $96.22 to 22 September, rather than a round number pulled from the air.

What happens if they still do not pay?

You file in the small claims jurisdiction for your state, in NSW the Local Court's Small Claims Division, which hears claims up to $20,000 for a fee of $179 for an individual and $358 for a company. The letter, the invoices and the history list become the evidence attached to the claim.

Should a letter of demand say without prejudice?

No, and the callout at the top of this one explains why: without prejudice protects settlement negotiations from being shown to a court, but a letter of demand is written precisely so it can be shown to the court. Mark settlement offers without prejudice; write the demand openly.

What about using a debt collector instead?

An option after this letter, not before it, since a collector's first step is usually the same demand at a commission. Anyone collecting must follow the ACCC and ASIC debt collection guideline on contact hours, frequency and conduct; this letter sits comfortably inside it.

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Sources

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