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Tenancy deposit cap calculator for England

In England a tenancy deposit can be no more than 5 weeks' rent when the annual rent is under £50,000, or 6 weeks' rent at £50,000 or more, and a holding deposit no more than 1 week's rent. Weekly rent from monthly rent is the monthly figure times 12 divided by 52. The deposit must be protected within 30 days.

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How it works

  1. 1

    Enter the rent

    Type the rent as the tenancy agreement states it.

  2. 2

    Pick the period

    Choose whether that rent is per week, per month or per year.

  3. 3

    Add the date received

    Type the date the deposit was paid if you want the 30 day deadline.

  4. 4

    Read the caps

    The tiles show weekly rent, the deposit cap, the holding deposit cap and the protection date.

Five weeks, or six

Schedule 1 to the Tenant Fees Act 2019 makes any part of a tenancy deposit above five weeks' rent a prohibited payment where the annual rent is less than £50,000, and above six weeks' rent where it is £50,000 or more. The annual rent is the rent immediately after the tenancy is granted, renewed or continued. A prohibited payment has to be repaid, and a landlord who keeps one can be fined by the local trading standards authority.

The monthly to weekly conversion landlords get wrong

A week's rent from a monthly rent is the monthly figure times 12, divided by 52. On £1,300 a month that is £300 a week, so the cap is £1,500. Dividing the monthly rent by 4 gives £325 and a cap of £1,625, which is £125 over the limit, because a month is about 4.33 weeks, not 4. The calculator uses the 12 over 52 method and rounds down, so the figure it shows never breaks the cap.

Table of rents and caps

At £800 a month the weekly rent is £184.61 and the cap is £923.07. At £1,150 a month it is £265.38 and £1,326.92. At £1,500 a month it is £346.15 and £1,730.76. At £4,000 a month the annual rent is £48,000, still under £50,000, so the cap is five weeks: £4,615.38. At £4,250 a month the annual rent is £51,000, so the cap rises to six weeks: £5,884.61. The holding deposit cap is always one week's rent.

Weekly and yearly rents

Some tenancies state the rent per week, often student lets and rooms, and some per year, often higher value lets. For a weekly rent the cap is simply five or six times it. For a yearly rent, one week's rent is the yearly figure divided by 52, and the yearly figure itself decides whether the five or six week cap applies. A rent of £52,000 a year is £1,000 a week and allows a deposit of up to £6,000, while £49,400 a year is £950 a week and allows £4,750.

Protection within 30 days

Gov.uk says a landlord or letting agent must put the deposit in a government backed tenancy deposit protection scheme within 30 days of receiving it, and give the tenant the prescribed information. Section 213 of the Housing Act 2004 sets that duty. Failing to protect a deposit can lead to a penalty of up to three times the deposit, and limits the landlord's ability to end the tenancy.

Writing it into the tenancy

The tenancy agreement should state the rent, the deposit amount, the scheme that protects it and when it will be returned. The AI document generator writes a residential tenancy agreement from a description; give it the rent and the deposit from this calculator so the figures are within the cap before the agreement is signed.

Limits

  • Law checked on 21 October 2026 against the Tenant Fees Act 2019 and gov.uk. This is arithmetic, not legal advice.
  • England only; Wales, Scotland and Northern Ireland have their own deposit rules and schemes.
  • Figures are rounded down to the penny so the cap is never exceeded by rounding.
  • No list of other permitted payments, such as default fees or changes requested by the tenant.

What it does not do

  • It does not protect a deposit or choose a scheme.
  • It does not work out deductions at the end of a tenancy.
  • It does not store the figures.

Questions people ask

How much deposit can a landlord charge in England?

Up to five weeks' rent if the annual rent is under £50,000, and up to six weeks' rent if it is £50,000 or more. Anything above that is a prohibited payment under the Tenant Fees Act 2019 and must be refunded to the tenant.

How is 5 weeks' rent worked out from monthly rent?

Multiply the monthly rent by 12 to get the annual rent, divide by 52 for one week's rent, then multiply by 5. On £1,150 a month that is £265.38 a week and a deposit cap of £1,326.92, rounded down to the penny.

When must the deposit be protected?

Within 30 days of the landlord or agent receiving it, in one of the government backed schemes, and the tenant must be given the prescribed information about where it is held. Late or missing protection can lead to a penalty of up to three times the deposit.

What is a holding deposit and how much can it be?

A payment to reserve a property while checks are done, capped at one week's rent. It must normally be returned or put towards the first rent or the deposit within 15 days, unless the tenant gives false information, fails a right to rent check or withdraws.

Does the cap apply to a renewal?

Yes. The cap is tested against the annual rent immediately after a tenancy is granted, renewed or continued. If rent rises at renewal, the existing deposit stays lawful, but a landlord who asks for more must keep the total within the cap at the new rent.

Does the deposit cap apply in Wales or Scotland?

No. Wales and Scotland have their own laws on deposits and fees, with their own limits and schemes, and Northern Ireland has separate protection schemes. This calculator applies the rules for England only. Check the government guidance for the country where the property is.

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Sources

Written and checked by the OneCraft team. Last checked .