Websites · Alternative
A Gumroad alternative: sell downloads from your own website
Gumroad takes 10% plus 50 cents on direct sales and 30% on sales through its Discover marketplace, with no monthly fee, and acts as merchant of record for sales tax. OneCraft writes your own store website that sells downloads through your own Stripe account, for a monthly plan and a 0.5% to 2% platform fee.
Updated , competitor details checked . Gumroad is a trademark of its owner. OneCraft is an unrelated product and claims no affiliation with or endorsement by it.
Nuwan Madhusanka · Co-founder
2 min read · Published
The short verdict
Gumroad is the better pick for a creator who wants to start selling today with no monthly fee, have sales tax handled worldwide as merchant of record, and reach buyers through its Discover marketplace. OneCraft suits a creator whose sales have grown enough that a 10% cut costs more than a monthly plan, and who wants the store on their own website with buyers and downloads in their own database.
| Feature | Gumroad | OneCraft |
|---|---|---|
| Fees on direct sales | 10% + $0.50 per transaction for sales through your profile or direct links checked 2026-10-21 | Stripe Checkout as a direct charge on your own connected Stripe account; platform fee Starter 2%, Pro 1%, Pro+ 0.5%, Stripe fees on top; the free plan cannot take payments |
| Marketplace sales | 30% per transaction when new customers find and buy from you through Discover checked 2026-10-21 | A free <slug>.onecraft.live address; a renamed site keeps the old address as a redirect for 30 days |
| Monthly fee | No monthly charges checked 2026-10-21 | Free $0 with 100 credits a month (about 3 AI projects), Starter $8 with 500, Pro $25 with 1,500, Pro+ $125 with 7,500 |
| Sales tax | Merchant of Record since January 1, 2025: handles sales tax collection and remittance worldwide checked 2026-10-21 | Sales are direct charges on your own connected Stripe account |
| What you can sell | Digital products, e-books, courses, tutorials and memberships; no physical goods checked 2026-10-21 | 65 capability guides the agent builds from scratch into the site's own database, nothing pre-made |
| Memberships | Memberships for a podcast, online course or SaaS subscriptions checked 2026-10-21 | One-off orders, subscriptions from a plans table and the Stripe billing portal, with prices read from the site's own database |
| Payouts | Paid by direct deposit or PayPal, varying by country checked 2026-10-21 | Stripe only: no PayPal and no cash on delivery flow |
| Your own site | Sales through your Gumroad profile or direct links checked 2026-10-21 | Custom domains: Free 0, Starter 1, Pro 5, Pro+ no cap, verified with a TXT record and a CNAME, with a managed certificate |
| Files | Sell ebooks, templates, audio and other digital files checked 2026-10-21 | Two buckets on the site's database: site-files (public, 10 MB a file) and site-private (25 MB a file) |
Where Gumroad is better
Start with no monthly fee
Gumroad charges nothing until you sell. OneCraft needs a paid plan from $8 a month before a site can take payments.
Tax handled for you
As merchant of record, Gumroad collects and remits sales tax, VAT and GST. On OneCraft you are the seller on your own Stripe account and handle your own tax.
A marketplace for discovery
Gumroad's Discover can bring new buyers, for a 30% fee. A OneCraft site brings no marketplace traffic.
Where OneCraft is different
A smaller cut as sales grow
OneCraft keeps 2% on Starter, 1% on Pro and 0.5% on Pro+, with Stripe's fees on top, against Gumroad's 10% plus 50 cents on direct sales.
A store that is your website
Products, a blog, a newsletter sign up and buyer accounts live on one site at your own domain, written by the agent around your products.
Downloads in a private bucket
Paid files sit in the site's private bucket, up to 25 MB each, readable only through the site's own access rule, so only buyers can fetch them.
Where the break even sits
On $1,000 of direct sales in a month, Gumroad's fee is $100 plus 50 cents a sale. On OneCraft Pro the plan is $25 and the platform fee 1%, or $10, with Stripe's card fees on top on both routes. At low volumes Gumroad's no monthly fee model is cheaper; as sales grow, a flat plan and a small platform fee usually cost less. Run your own numbers with a typical month.
Merchant of record matters
Gumroad became merchant of record on 1 January 2025, so it collects and remits sales tax worldwide and its name is on the sale. On OneCraft each sale is a direct charge on your own connected Stripe account, so the sale and its tax obligations are yours, as they would be on any shop you run. Creators selling to many countries should check their tax position before moving.
What the agent builds
From a brief listing your products, the agent writes product pages, a checkout through Stripe Checkout, buyer accounts with email or Google sign in, and a downloads page that reads files from the private bucket. A webhook marks each order paid, and an admin area lists orders for you.
Who should stay with Gumroad
Stay with Gumroad if you are starting out, sell little each month, or want tax handled for you worldwide. Move if your monthly sales make a 10% fee larger than a plan, and you want the store, the buyers and their downloads on your own website.
Questions people ask
Can I sell physical products too?
The guides include a catalog, orders and delivery that the agent writes into the site's own database, so a site can sell physical goods as well as downloads. Gumroad's pricing page says physical goods are outside what it allows. Stock levels can be tracked with the inventory guide.
Can buyers download a file again later?
Yes, when the agent builds buyer accounts and a downloads page. The file sits in the site's private bucket and the access rule checks that the signed in buyer has a paid order before the file is served. Downloads therefore keep working without a separate delivery service.
How large can a download be?
Files in the site's private bucket can be up to 25 MB each, and public files up to 10 MB. Larger products, such as video courses, need hosting elsewhere with the link delivered after purchase. Public images and previews can be up to 10 MB each.
Can I offer a pay what you want price?
Prices are read from the site's database, never from the browser, so a name your price flow needs the agent to build rules for the allowed amounts. Ask for it in chat and test the checkout before publishing. Test it with a small amount before launch.
Do I need a Stripe account?
Yes. You connect Stripe once in account Settings, Payments, on a paid plan. Stripe then pays sales out to your own bank account on its normal schedule, and refunds are issued from your Stripe dashboard. OneCraft never holds the money; it is paid to your connected account.
Try the website side of OneCraft
The button opens the generator with a starting prompt already filled in. Change the wording to match your own work before you run it.
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What the module actually does, feature by feature: the AI website builder page, and the websites maker page.
Written and checked by the OneCraft team. Last checked .